Rent To Own Furniture | Furniture Rental | Rent-A-Center (2024)

California residents, please click to learn more about the collection of your personal information.

The advertised transaction is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option ("EPO"). MA and RI consumers: after the first 184 days, you may purchase the merchandise for 50% of the remaining Total Cost, plus applicable sales tax. Product availability and pricing may vary by store. Advertised offers good while supplies last and cannot be combined with any other promotion. See Store Manager for complete details. Consulte al Gerente de la Tienda para los detalles completos. Product, condition and selection vary by location. Participating locations only. See store for details.

^"$10 Starts Any New Agreement"offer is valid only on new agreements entered into through in-store or online transactions from 2/27/2022 to 3/26/2022. Customers eligible for this offer will pay $10 for the initial rental period until first renewal, up to twelve days. Tax, Processing Fee (if applicable), Loss-Damage Waiver (if selected) and Benefits Plus (if selected) are included in initial rental. $1 will be allocated to Benefits Plus (if selected). Any tax due under state law in excess of remaining $9 will be collected with first renewal payment. After the first week, regular rental rates, taxes, Benefits Plus (if selected) and Loss Damage Waiver fees (if selected) will apply. Regular rate, term and total cost vary by item selected. Offers will not reduce the total amount necessary to acquire ownership or purchase-option amounts. Customers eligible for this offer must use Promo Code "10STARTS" to receive offer. Cannot be combined with any other promotion. Participating locations only. See Store Manager for complete details.

* It's a Cinch Pre-Approval / Approved for up to $3000/$5000 Advertised transaction is a rental-purchase / lease transaction. Approval amount refers to cash price of merchandise or weekly rental rate if item(s) selected. Approval amount includes outstanding agreements. Total rent-to-own cost will be higher. Number of payments and total rent-to-own cost will vary by items selected. Actual approval amount will vary based on review of application. Not all will qualify. Participating locations only. All items subject to availability and approval. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Customers in NY, HI must pay a processing fee of $10 ($15 in CA). "All Without Credit" means that this is not a credit, loan, or financing transaction. It does not mean or imply that no inquiry will be made of credit history or creditworthiness. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history. See Store Manager for complete details.

¥ "Bundle and Save 20% or More" offer is valid only on new agreements entered into through 3/26/2022. Bundle savings claims based on the advertised weekly rates of bundle when compared to non-promotional weekly rates of products if rented separately and may not reduce the total amount necessary to acquire ownership or purchase-option amounts. Sample pricing based on models shown. Total cost may vary by items selected.

* Tires 'Starting at $19.99 per week' refers to select brands and sizes. Sample pricing is for Ironman Imove Gen2 AS, (225/50R17): $19.99 a week for 65 weeks, Total of All Payments: $1,299.35, Retail Value/Cash Price: $780.00; PA, OH, IA, CT- $19.99 a week for 65 weeks, Total of All Payments: $1,299.35. Advertised rates begin 1/30/2021 and end 2/26/2022. Selected tires will ship directly to an authorized, independent installation center once order has been placed. Once received, installer will make every reasonable effort to install same day. Neither Rent-A-Center nor installer is responsible or liable for any delay in receiving or completing customer's order. To protect tires during life of agreement, Rent-A-Center requires that alignment be within manufacturer's specification. If it is not, you will be required to pay for additional alignment service before install. Installation is included in the rental rate. RACTirePlus is not included with agreement and can be added for additional $3.00/week and does not cover wear or tear. Pricing does not include taxes. Tire agreements are not eligible for optional BenefitsPlus or LDW. If customer needs to return product, the installer will hold customer's previous set of tires for 45 days. Thereafter, customer must provide alternate set of roadworthy tires. See store for more details.

†Savings claims based on the advertised weekly rates when compared to non-promotional weekly rates and will not reduce the total amount necessary to acquire ownership or purchase-option amounts.

Consulta al Gerente de la Tienda para los detalles completos. **The advertised transaction is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). "Pay As You Go" and "No Long-Term Commitment" refer to terminable lease transactions with customer's choice of weekly, semi-monthly or monthly payments. "The No Credit Option" means that this is not a credit, loan, or financing transaction. It does not mean or imply that no inquiry will be made of credit history or creditworthiness. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history. Rental agreement requires, at minimum, verification of residence, income and four personal references. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. "6 Months Same As Cash" offer valid only on new agreements, and period ends 184 days after start of the new agreement. MA and RI: After the first 184 days, you may purchase the merchandise for 50% of the remaining Total Cost, plus applicable sales tax. CA, HI, NY and WV: "4 Months Same As Cash" offer valid only on new agreements, and period ends 123 days after start of the new agreement. Competitor Price Match: Offer valid on new agreements only. Price match may adjust the weekly rate, term and/or total price to match our rent-/lease-to-own competitors' advertised prices. The item must be the identical item, size, model number, quality and condition. The entire printed ad, online price or digital version of the ad must be presented for proof of competitors' price. The price of the item must be listed and valid at the time of price match. We reserve the right to verify a competitor's advertised price and the availability of the item. Offer valid on in-stock items only. Offers are not available for online rental. Free Same-Day Delivery applies to in-store agreements completed before 4 p.m. for in-stock items and delivered to addresses within the normal service area of the store. Some exceptions may apply. Doorstep Delivery and Same-day Curbside Pickup: To comply with local regulations, home deliveries may be made to customer's doorstep and will not include installation or connection, including large appliances and other oversized items. Not all locations may be able to provide standard services. Call your store for local information. Beats, Beats by Dr. Dre and the circle b logo are registered trade and service marks of Beats Electronics, LLC. PS4 logo is a trademark of Sony and Xbox One logo is a trademark of Microsoft. Intel, the Intel logo, the Intel Inside logo and Intel Core are trademarks of Intel Corporation or its subsidiaries in the U.S. and/or other countries. Other trademarks, registered trademarks and/or service marks, indicated or otherwise, are the properties of their respective owners.

Rent To Own Furniture | Furniture Rental | Rent-A-Center (2024)

FAQs

Does Rent-A-Center approve everyone? ›

Do I need a good credit score to rent from Rent-A-Center? No. We consider many different factors in reviewing your application and regularly approve customers with less than perfect credit history.

Does Rent-A-Center mess up your credit? ›

Does Rent-A-Center report to the credit bureau or build your credit? Rent-A-Center does not report your payment history to the credit bureaus. We know life happens so, we allow you to return your products at any time without further obligation.

How does Rent-A-Center verify income? ›

You typically need a check stub to rent to own at Rent-A-Center as part of verifying your income. While Rent-A-Center doesn't require credit checks, proving your earnings through a minimum pay stub for renting or other financial documents is needed to ensure you meet your payment obligations.

Does Rent-A-Center do late payments? ›

Renewal Payments received after the due date may be assessed a late fee in the amount specified in the rental agreement to the extent permitted by applicable state laws. Customers using online payment processing to make their payments are required to pay each agreement on which a payment is made, in full.

Does Rent-A-Center have trackers? ›

We may send one or more cookies to your computer or other device. We may also use other similar technologies such as tracking pixels, tags, or similar tools when you visit our Services.

Does rent look at credit score? ›

Landlords may typically look for tenants with at least a fair or good credit score. Landlords may also use tenant screening reports, with information like rental history and employment verification, to make rental decisions.

Does leasing furniture build credit? ›

Rebuilding credit is very easy when you lease-purchase furniture. Reputable credit solutions report all payments to multiple credit bureaus. This gives you an opportunity to improve or build your credit score as you pay your lease.

How does Rent-A-Center the same as cash work? ›

The Same as Cash option gives you a certain time frame (generally between three and six months) to purchase your item at the lowest available price: the cash price. As long as your balance reaches zero within that time frame, that is all that you pay, and you own your item.

How can poor credit affect renting? ›

With bad credit, your rental options will be more limited.

So, the tenant may be able to offer a higher deposit or to pay a last month's rent in order to provide security to the landlord to compensate for the poor credit,” he says.

Does Rent-A-Center need your Social Security number? ›

What about Rent-A-Center? We only require your name, contact information, date of birth, information about your income and residence, and then a minimum of two references.

Does Aarons help build credit? ›

If you're looking to build credit, try paying off loans (such as car and house payments), reducing your credit card balance, and making sure to pay your rent on time. Does Aaron's report to credit bureaus? Aaron's does not currently report to credit bureaus.

How does IRS verify rental income? ›

The IRS has a number of ways to determine whether or not you have rental income. A few of these include reporting by third parties, reported income and expense discrepancies, audits and reviews, and public records.

What is the lawsuit against Rent-A-Center? ›

In a complaint filed with the judgment, Attorney General Bonta alleges that Rent-A-Center violated California's rent-to-own law in operating its business line known as Preferred Lease (formerly known as AcceptanceNOW), through which Rent-A-Center offers a rent-to-own option to customers inside of traditional retail ...

Does Rent-A-Center build credit? ›

No, Rent-A-Center will not help you build credit because the company's pay-to-own model does not require a credit check or involve borrowing money. Rent-A-Center customers rent items with an option to purchase, and on-time payments will not be listed on customers' credit reports.

How much is the Rent-A-Center settlement per person? ›

Under the terms of the proposed settlement, Rent-A-Center will provide between $100 and $1,000 to close to 100,000 Class Members. The amount each person receives will be based on 25 percent of the total value of each transaction.

How much is the Rent-A-Center settlement? ›

OAKLAND – California Attorney General Rob Bonta today announced a $15.5 million settlement against Rent-A-Center, one of the nation's largest rent-to-own companies, for violations of state consumer protection laws relating to unlawful leasing practices and deceptive marketing.

Does Aarons build your credit? ›

If you're looking to build credit, try paying off loans (such as car and house payments), reducing your credit card balance, and making sure to pay your rent on time. Does Aaron's report to credit bureaus? Aaron's does not currently report to credit bureaus.

Does Rent-A-Center accept credit cards? ›

Pay Your Rent-A-Center Bill by Phone

Call your local Rent-A-Center to pay with a card from Visa or Mastercard, keeping in mind that a $1.99 convenience fee may apply.

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